Does Insurance Cover Varicose Vein Treatments?
For those who may be hesitant to seek varicose vein treatment for fear of medical costs, we’ll gladly put your mind at ease. After many years in the field, we’ve found that patients who are looking to have their diseased veins treated often find that most, if not all, of the cost is covered by insurance, whether it is Medicare, Commercial Insurance (e.g., Aetna, BlueCross, Cigna), or Medicaid. However, your individual insurance plan dictates if there will be a cost such as copayments, deductibles, etc. It can be confusing, but we’re happy to contact your insurance company, research the details, and pass along the information they provide. Understanding your insurance plan will help you make better decisions about your healthcare.
When patients have medical indications for varicose vein care, meaning there are symptoms and diagnostic findings referable to the venous disease, we will submit an authorization to your insurance company for coverage. When an authorization is approved, we can then proceed with scheduling treatment. Insurances typically pay anywhere from 80 to 100% based on the policy and the deductible.
What is a deductible? That is the amount that your insurance requires you to pay out of pocket before the insurance plan kicks in to help. People with Medicaid typically do not have deductibles. Medicare’s deductible is typically $250. BCBS, Aetna, and Cigna deductibles could be $0 to several thousand depending on the plan you selected. But let us do the homework! We’re happy to tease out the details so that the path to healthier legs is not a stressful one.
What about spider veins? Typically, insurance does not cover spider vein treatments unless a medical complication exists. Spider vein treatments typically range from $300 to $500 depending on the complexity of treatment required to achieve the goals. We recommend scheduling a complimentary cosmetic consultation when considering treatment for spider veins so that we can assess the number, density, and location of vessels and plan the best treatment option.
Uninsured? No problem, we also often see patients who elect not to use insurance or want to use their Health Savings Account or Care Credit Health Cost debit card.
As a medical practice, our staff is no stranger to receiving questions regarding insurance coverage and treatment costs, so never feel shy about seeking the answers you need! To learn more, please schedule a consultation with our team at 866-695-8346 or speak with your health insurance company to discuss coverage opportunities. We’ve proudly served our community for the last two decades and are more than ready to work with you, whatever your vein health or insurance coverage may be.